Tax write-offs for higher education. Summary of American opportunity tax credit: For the tax year, you may be able to claim an American opportunity credit of up to $2,500 for qualified education expenses paid for each eligible student. A tax credit reduces the amount of income tax you may have to pay. Unlike a deduction, which reduces the amount of income subject to tax, a credit directly reduces the tax itself. Forty percent of the American opportunity credit may be refundable. This means that if the refundable portion of your credit is more than your tax, the excess will be refunded to you. Your allowable American opportunity credit may be limited by the amount of your income. Also, the nonrefundable part of the credit may be limited by the amount of your tax. Who can claim this tax credit? Generally, you can claim the American opportunity credit if all three of the following requirements are met. - You pay qualified education expenses of higher education. - You pay the education expenses for an eligible student. - The eligible student is either yourself, your spouse, or a dependent for whom you claim an exemption on your tax return. More on this IRS Tax credit can be found at: http://www.irs.gov/publications/p970/ch02.html IRS Information regarding scholarships or grants, do you owe taxes on these? If you or one of your dependents have received a grant, scholarship or fellowship you may want to take a look at the following page to see if you owe taxes on that. http://www.irs.gov/publications/p970/ch01.html#en_US_2013_publink1000177991 For more information on how to save money on taxes when it comes to education I recommend you have a look at the IRS web page located at: http://www.irs.gov/publications/p970/index.html
[democracy id="2"] Choosing The Best Lights and Bulbs for Growing Metal Halide, High Pressure Sodium, HID, MH, HPS, LED and the like were all pretty foreign to me just over a year ago but with the recent law changes in Washington state regarding marijuana use I have been asked on multiple occasions now to be on the look out for good growing lights. Problem with that was I had no idea what a good growing light was so didn't know what to look for even if it was right in front of me. With the help of the good ole search engine named Google I was going to change that so I could find my clients the best light for growing they could afford. This is the article that has come from this research and hopefully it can help some other newcomers figure out what lighting to get if they start an indoor garden of some kind. First we should start with the names of the most common lights so you will know what they mean and what's the difference between them all. Grow Light Definitions Metal Halide Bulbs Also called: MH (Insert Image Here) (insert definition here in own words from research on Wiki and other sites) High Pressure Sodium Bulbs Also called: HPS (Insert Image Here) (insert definition here in own words from research on Wiki and other sites) Both these types of bulbs are often called HID which stands for High Intensity Discharge So that should start making sense a little more now that you know what HPS, MH and HID stand for, I know it took me awhile before that caught on. Now there is also a more recent form of lighting that can used for growing which is called LED. This type of light has it's benefits and it's drawbacks which we will talk about. Light Emitting Diode or LED Bulbs (Insert Image Here) (insert definition here in own words from research on Wiki and other sites)
The process of learning all about AC motors and what the different type of relays do or don't do came about one day when I found a Baldor bench grinder (model 612E) at a local sale for only $5. I had wanted a grinder like this for a long time by now and at the time had no idea what the Baldor brand was. As soon as my neighbor saw what I had he told me that it was one of if not THE best brand name when it came to shop tools like this. I was pretty excited by this and was eager to see if this thing would work so I headed home to try it out. Starting the Baldor up for the first time: Once I got home and plugged in this grinder my joy of finding it went away when it barely wanted to run. Not only did the motor run at very slow RPMs but it ran backwards. I could tell this was running backwards two ways. First this grinder has an exhaust on it and if the wheels were turning the way they did when I turned it on the exhaust would do absolutely no good and your face would be getting all the debris when using it. Second and even easier way to tell was the rotation sticker found on top of the unit. It spun in the opposite direction of this sticker and it spun very slow. At first I figured the motor must have been shot and that's why I got it for such a low price. Well time for me to see what's under the hood I guess..I had never taken a part a tool like this so had no idea what to expect and for the cheap price I got it I thought I could go ahead and gamble on fixing this myself. Taking the Baldor a part: Surprisingly the screws and bolts all came off very easily so that was a big plus. I figured something that had aged like this one would have at least a few bolts or screws that would want to battle me, but not this time. I did soak them all with PB blaster before taking them out so who knows maybe that's what did the trick. Anyway now that I have it open I see inside the bottom two units plugged into the AC motor wires. one of the units was easy to figure out, it was the on off switch. the other thing however took a little researching to figure out and that is actually what prompted this entire article. Finding out why this runs slow and backwards: After many many hours of researching online and making posts on a few message boards I finally figured out what was wrong with my grinder and what part I needed to buy in order to fix it. That second part that I saw under the unit was the problem and at first I thought it was called a Potential Relay but after many more hours of looking for a cheaper replacement part I found an article explaining what the difference is between a potential relay and a current relay. Now I understand quite a bit more and know that I am in need of a current relay to make this work again. With the help of a few people at the Practical Machinist message board I was able to test the grinder by bypassing the Relay (Current Relay) and when I did this the motor not only spun the correct direction but it went much faster and I assume at the correct RPMs now. To read the post and see how I bypassed the relay visit: http://www.practicalmachinist.com/vb/general/seeking-help-replacing-relay-baldor-bench-grinder-another-brand-284723/ This is another great post that explains the difference between the two types of relays plus tells you more about start capacitors, inductive run, resistance etc.: http://www.refrigeration-engineer.com/forums/showthread.php?7506-Relay-selection Blurb from that site... RSIR (Resistive[or Reactance] Start Inductive Run) ...this uses a CURRENT relay. CSIR (Capacitor Start Inductive Run) ....this uses a CURRENT relay. CSR (Capacitor Start [ and Capacitor] Run) .....this uses a POTENTIAL relay. PSC (Permanent Split Capacitor)...no relay required The holy grail of Articles and information regarding Current Relays or Potential Relays cna be found at: http://www.hvacrinfo.com/Cope_manuals/ELECTHB.pdf There is also a cross reference section that you can use to find replacement part numbers for GE relays or Copeland Relays. I was very happy to find this article and never thought to look up refrigeration repairs but I guess that makes sense since they use the same type AC motors. Mars product Cross reference: Klixon 3CR107-169 would be a MARS 27006 The MArs 27006 relay has the following specs: Max Pick-up: 11.8 Min drop out: 9.8 My Baldor grinder has the relay that is made by Texas Instruments (3cr-738-169) and has the following specs: According to: http://www.carbonbrush.com/3cr.pdf Max Pick-up: 12.2 Min Drop-out: 10.2 Here is another thread on Yahoo that discusses the Current relay vs Potential Relays: https://answers.yahoo.com/question/index?qid=20070414045719AAiZTJd
Trying to get it to work once again.
Just doing another test/
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